For your financial freedom
All your finances. One app. The full picture.
Five apps, zero clarity — ING for your salary, Trade Republic for your portfolio, DKB for savings, Excel as a budget book. sum brings your accounts and portfolios into one place: your money under control, your head free for what matters.
No spam. We'll reach out before launch. Our privacy policy applies.
Only 1,000 early-access spots
Your early-access perks
Guaranteed in at launch — among the first to use sum.
No account, no cost — just your spot on the list.
Your feedback flows straight in and shapes how sum evolves.
One app. Three real problems — solved today.
All your accounts. At a glance.
sum connects your accounts and portfolios into one coherent financial picture — automatically and reliably. No separate tracker app, no manual updates. And free, because aggregation is simply included.
Every transaction. Understood instantly.
No more sorting things yourself — sum does it for you. Transactions are categorized automatically, from rent to dividends. You see your savings rate, budgets, subscriptions and cash flow at a glance. No manual typing, no spreadsheets.
Your goals. Tracked automatically.
Emergency fund, a home, ETFs — set your goals and sum tracks progress automatically from your accounts. You see where you stand and when you'll get there, instead of doing the math yourself.
„I wanted to finally have the full picture. To know where my wife and I stand as a household, where our money goes, how our investments are doing — without juggling five apps. So I'm building an app for everyone who wants to get their finances under control.“
Frequently asked questions
- What does early access mean?
- Early access means: you're guaranteed in at launch (planned for July 2026) — among the first to use sum — and can help shape it from the start. Spots are capped at 1,000.
- Is sum a bank?
- No. sum is not a bank and doesn't need to be. sum brings your existing accounts and portfolios together and makes them clear — no new account needed.
- What does sum cost?
- sum starts free — and the core features stay free for good. Optional premium features come later; upgrading is optional, and your account stays free to use.
- How secure is my data?
- Your data is stored on EU servers and processed in line with the GDPR. sum never sees your bank login details. And we never sell your data.
- When does it launch?
- We're planning to launch in July 2026 — the app is nearly ready. Get early access now: when we launch, you're guaranteed in, and we'll reach out beforehand.
The home for all your money
One place for your accounts, your net worth and your goals — and a first step toward financial freedom. The app is nearly ready, with launch planned for July 2026. Claim one of the 1,000 early-access spots.
Get early access